Maryland Financial Literacy Test Data & Complimentary Tests
The Council provides complimentary financial literacy tests for Maryland residents of all ages. The Maryland financial literacy testing resources were developed to provide evaluation resources for financial educators, offer a self-improvement tool for individuals, and give the media information about the current state of people’s financial capabilities across Maryland.
Schools can leverage the Maryland financial literacy test to address the 9th- and 12th-grade standards, including questions on: budgeting, income and taxes, compounding interest, how interest is calculated, savings, risk management, investment strategies, jobs and careers, fixed and variable expenses, comparison shopping, credit choices, and risk/reward tradeoff.
Maryland & National Data of 15 to 18 Year-Olds
Maryland: 15- to 18-Year-Olds
Average Score of 65.42% to Date
Δ: Change in Average Score from Previous Data: -.27%
1231 Participants
National Average Among 52,572 Participants (All Regions): 64.04%
State Comparison: 15- to 18-Year-Olds
Arizona and Oregon were the lowest and highest scoring states among those with 750 or more 15- to 18-year-old participants. Maryland ranked 18th. No state passed (70%).
Take the Maryland Financial Literacy Test & Get Results
Select & Take the Test
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*Educators & Course Facilitators: Each student will receive individual results after completing the test. To receive students’ results, have them forward you the email.